1) Where exactly are you in Az ? This will determine the answer to some of your questions. Every jurisdiction is different...even in state.
2) To my knowledge, I have not heard of any insurance companies that will insure BEA company's. You may find some that will insure a PI firm, but not specifically a BEA company.
3) Az specific procedure's. I defer this question to Mark C. He is on this board and is better suited to answering them than myself.
4) New Business Start up: There is already a section on here regarding marketing. What I am about to suggest are ideas for your consideration regarding your safety/liability.
A) Develop a company/agency and have it incorporated. There are pros/cons to sole proprieterships, LLC's, and Inc.'s. Becoming an "S" corporation is not a big deal. It also offers the most protection in seperating personal assets from agency assets.
B) Rent a P.O.Box for your business address, vehicle registrations, business cards, bills, etc. This protects both you and your family from obvious potential personal endangerment. No one needs to know where your family lives.
C) Set up a business account for your client's to direct deposit thier payment's into. If you are on the road, and thier paycheck is sitting on your desk, it isn't doing you any good. When you set up your business account, sign up for the internet options so you can do real time online banking from the road. This way you will know immediately if your client's have paid you.
D) Taxes: When working a case, I have a small envelope paper clipped inside the case file that I put all the case reciepts into. Hotel's, fuel, oil, food, flashlights, batteries, ammo, laundry service's, etc. All of these items are tax deductible under various tax rules ( they change every year). By using this format, it makes it so much easier on my accountant to document what I spent and when and on what.
E) Vehicles: Keep your personal vehicles seperated from your work vehicles. You will need to get commercial insurance on a vehicle registered to your company. If you use your personal vehicle for bea work under standard, non-commercial, personal insurance and you have an accident or whatever, in most cases, you will negate that personal policy because you are using a personal vehicle in a commercial operation.
I hope some of these comments are beneficial to you. Take care and God Bless,
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